Sipp Advice

SIPP Advice, what you need to know?

There has been some news in the press of late about how it may be possible to invest your pension in an investment property using a SIPP – or rather how to purchase a property using a SIPP for your existing pension.

What most people don’t yet fully understand is how it is possible to use a SIPP as SIPP`s and the process of setting up a SIPP can be complicated and to help with the process of setting up a SIPP it is important to seek out a reputable financial management company who has a licence to offer SIPP advice. We can link you to a reputable and fully qualified SIPP Independent Financial adviser. Any company offering SIPP Advice that does not hold the necessary qualifications is not permitted to do so and would be breaking Financial Services Authority Rules.

The SIPP adviser will be able to communicate directly with you and your pension provider and provide a statement of the full costs associated to investing your pension through a SIPP. Once this is provided, only then can you decided if you really want to invest your pension through a SIPP. The SIPP adviser will be able to identify the full costs of investing your pension through a SIPP, and provide you with a regulated overview as to the full risks, advise you accordingly and only then can you make an educated decision to invest your pension using a SIPP.

Although many people would like to invest their pension in a property not all pensions can be invested using a SIPP, so you should seek SIPP advice from our experienced advisor.

The goal of any SIPP Advice provider?

The goal of any SIPP provider is to have the full cost and risk of the investment explained in detail. Although it is not impossible to achieve this by yourself, it is a lengthy and complicated process and one that really requires the experience and expertise of a SIPP advisor that is authorised by the Financial Services Authority. Their goal is to ensure they follow the correct procedures in order to provide a comprehensive explanation in terms of the risks and rewards. There is a lawful process that needs to be adhered to when providing SIPP advice with regards to the information being released under the FSA regulations. There is also a recognized SIPP provider that your pension company permit your pension to be invested through. Another vital component to maximize the success of SIPP is ensuring you choose a financial advisor who has a track record and the adviser we work with has a wealth of experience in the SIPP and Pension market.

This means that you, the investor, are given the best possible chance of achieving the returns on investment you require in order to have a happy retirement. A SIPP advisor will only agree to provide adequate SIPP advice if they believe you have a pension provider that will permit you to invest in a SIPP, so it is imperative that you establish that you have a SIPP enabled pension and a highly experienced SIPP advice team to evaluate your likelihood of success. People who make a SIPP investment do so with all the associated risks fully explained to them by our experienced SIPP adviser.

Once again is it imperative that you seek a regulated company to provide you with your SIPP advice and who is authorised to provide SIPP advice before you decide to go ahead and invest your retirement fund - it is their legal obligation. The law is the law, and has to be adhered to – even by financial investment advisors.

We have established links with financial advisors authorised to offer SIPP advice that can provide you with all of the information necessary to maximise your chances of success. In partnership with several major financial companies, plus an investment company authorised to offer investment property through a SIPP, where required, we will also provide the highest quality of legal expertise available.

Turning your pension into a Sipp Pension.

Our goal is to provide you with access to professional SIPP advice that ultimately covers all the aspects of investing your pension by way of a Sipp Pension such that you receive the necessary SIPP advice to be certain that the investment is correct and right for you.

To find out more and if you qualify for a SIPP and to see if your existing pension is eligible to be invested in a SIPP, register your details below.

You’ll be able to discuss your needs with a FSA-regulated Independent Financial Advisor, and arrange for a fast and hassle-free pension-to-SIPP conversion.

The adviser will look at SIPP providers and identify the most suitable SIPP for you. There is no charge for the adviser to identify your SIPP requirements.

Sipp Help

Why Do You Need SIPP Help?

You can be forgiven for thinking it is a simple process to invest your pension in a Sipp Pension, and understandably we hear stories about those who think it is easy.

However, it is all too common to find that those attempting to invest a pension in a SIPP on their own find it rather difficult to complete the investment with real success.

The reason for this is that it is unlikely your pension provider will let you invest your pension through a SIPP without the correct legal process. As this is a financial investment that requires the services of an authorised financial advisor, it should not be perceived as a simple investment process that you do yourself. We have established links with financial advisors authorised to offer SIPP help that can provide you with all of the information necessary to maximise your chances of success. Firstly you need a review of your existing pension plan to see if it can be moved over to a SIPP, which is where you will need SIPP help and advice from an experienced SIPP adviser.

Moving your pension is a Financial Process and requires extensive specialist knowledge of the financial procedures, which is why we have links with several major financial companies, plus an investment company authorised to offer investment property through a SIPP, so you have access to all the SIPP help you require.

Associated Costs With A SIPP?

When seeking SIPP help and advice it is common to hear customer are being charged large sums of money to move their pension into a SIPP, then at a later date being asked to pay further annual management fees to cover the cost of the financial review service to report on how the SIPP is doing. This may be seen to be a little unfair however as this is an investment it is necessary to commission the services of a financial advisor who has experience of helping set up SIPP`s as the help and SIPP advice provided could prove to be invaluable to you.

Some financial advisers will charge an upfront assessment fee to identify the likelihood of you being able to move your pension over to a SIPP you can be assured that the experienced advisers we are linked with Do Not charge any upfront fees or associated costs to provide help with assessing your current pension provision and SIPP help. You should avoid anyone that does charge upfront fees as this effectively means you are paying fees before you know if you are able to invest. Then you may find yourself having to pay a fee for a service that you are not able to undertake, well we have managed to source an experienced SIPP financial adviser that will provide this service at no cost to you. Which given the current financial economy make a refreshing change, therefore meaning you can identify if you are able to move your pension at absolutely no cost, however there will be a cost should find you are able to invest your pension in a SIPP but only should you decide to go ahead with the investment.

We have access to several financial advisors that have extensive experience in Sipp Pension and can offer the highest quality SIPP help, without any unfair cost to you. We also work in association with a large property development company in the Caribbean who has made is possible for you to invest in luxury hotels in carefully selected 5 star resorts from around the world with the potential of receiving a Guaranteed 10% return for the first 2 years, rental income all year round and Capital Growth.

Only a very few companies currently specialize in genuinely finding SIPP investments that enable you to part own the investment so that you can receive the outstanding benefits available to the investor. We pride our self on being one of the few companies who have access to financial advisors who do not charge their clients a fee for assessing the likelihood of the client being able to invest their pension in a property by way of a SIPP.

Another misconception is that any property can be purchased using a SIPP, this is most certainly not the case as the investment property needs to be registered with the SIPP provider.

Why Is This The Case?

It is very important that you understand the legal process when looking to invest your pension using a SIPP, and although this information has been in the public domain for some time, it is very common for people to think this is something they want to have full control over.

The FSA is under pressure to give savers in SIPP self invested personal pensions the same protection afforded to those in more traditional retirement plans.

Nearly 100,000 people have more than £20bn invested in Sipps, these are investment schemes designed to give people more investment choice. However many investors don't know that they receive less protection if the company running the SIPP goes into administration or if fraud is committed.

Turning your pension into a SIPP.

Our goal is to provide you with access to professional SIPP advice that ultimately covers all the aspects of investing your pension by way of a SIPP such that you receive the necessary SIPP advice to be certain that the investment is correct and right for you.

To find out more and if you qualify for a SIPP and to see if your existing pension is eligible to be invested in a SIPP, register your details below.

You’ll be able to discuss your needs with a FSA-regulated Independent Financial Advisor, and arrange for a fast and hassle-free pension-to-SIPP conversion.

The adviser will look at SIPP providers and identify the most suitable SIPP for you. There is no charge for the adviser to identify your SIPP requirements.